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Loan Calculator - Monthly Payment & Amortization Schedule

Calculate periodic loan payments, interest costs, and export full amortization schedules.

Direkte Übersicht & Funktion:Numvax Loan Calculator calculates periodic mortgage and loan payments across USD, EUR, GBP, CAD, AUD, and 5 other currencies. It visualizes principal vs interest split ratios and exports full payment amortization schedules as CSV.
Currency:
Kreditbetrag ($)
$250000
Drag slider or use - / + steppers to adjust principal.
$
Type or slide (10001500000)
6.5 %
Adjust annual percentage interest rate.
%
Type or slide (0.125)
30 yrs
Set repayment term in full years.
yrs
Type or slide (140)
Aufschlüsselung der monatlichen Rate
Adjust parameters to calculate your payment breakdown.

Über den Loan Calculator - Monthly Payment & Amortization Schedule

Calculates periodic principal and interest repayments for fixed-rate personal loans, auto loans, and mortgages using standard financial amortization math.

Fixed-Rate Amortization Formula

PMT = P × [r(1 + r)ⁿ] / [(1 + r)ⁿ - 1] Where: P = Principal Loan Amount r = Periodic Interest Rate (Annual Rate / Periods per Year) n = Total Number of Payment Periods

Ausgearbeitete Schritt-für-Schritt-Beispiele

$250,000 Mortgage at 6.5% for 30 Years (Monthly)

Principal (P) = $250,000 Monthly Rate (r) = 0.065 / 12 = 0.0054167 Total Payments (n) = 360 Monthly Payment = $1,580.17

Häufig gestellte Fragen

Can I export the amortization schedule?
Yes! Click "Export CSV" to download the complete payment breakdown line by line.

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