Loan Calculator - Monthly Payment & Amortization Schedule
Calculate periodic loan payments, interest costs, and export full amortization schedules.
Descripción general directa y capacidad:Numvax Loan Calculator calculates periodic mortgage and loan payments across USD, EUR, GBP, CAD, AUD, and 5 other currencies. It visualizes principal vs interest split ratios and exports full payment amortization schedules as CSV.
Currency:
Monto del préstamo ($)
$250000
Drag slider or use - / + steppers to adjust principal.$
6.5 %
Adjust annual percentage interest rate.%
30 yrs
Set repayment term in full years.yrs
Desglose del pago mensual
Adjust parameters to calculate your payment breakdown.
Acerca de la Loan Calculator - Monthly Payment & Amortization Schedule
Calculates periodic principal and interest repayments for fixed-rate personal loans, auto loans, and mortgages using standard financial amortization math.
Fixed-Rate Amortization Formula
PMT = P × [r(1 + r)ⁿ] / [(1 + r)ⁿ - 1]
Where:
P = Principal Loan Amount
r = Periodic Interest Rate (Annual Rate / Periods per Year)
n = Total Number of Payment Periods
Ejemplos resueltos paso a paso
$250,000 Mortgage at 6.5% for 30 Years (Monthly)
Principal (P) = $250,000 Monthly Rate (r) = 0.065 / 12 = 0.0054167 Total Payments (n) = 360 Monthly Payment = $1,580.17
Preguntas frecuentes
Can I export the amortization schedule?
Yes! Click "Export CSV" to download the complete payment breakdown line by line.